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Jessie Viray
Buying a Home

Buy with a clearer plan.

From preparing your finances to making an offer and closing the deal, understand the major steps ahead and where Jessie can help along the way.

Jessie ViraySales RepresentativeRight At Home Realty Inc., Brokerage
How Jessie Helps

A clearer path from planning to possession.

01

Clarify the Plan

Understand priorities, timing and the next practical step.

02

Focus the Search

Keep the search centred on homes and areas that actually fit the move you're planning.

03

Evaluate the Decision

Look beyond first impressions and consider the factors that matter before making an offer.

04

Navigate the Transaction

Stay clear on major milestones from offer through conditions and closing.

The Buying Process

Know what comes next.

  1. Plan

    Clarify your priorities, timeline and budget before you start looking.

  2. Financing / Pre-Approval

    Understand your borrowing power and get pre-approved before you shop.

  3. Search

    Focus your search on the homes and areas that fit your plan.

  4. View and Evaluate

    Look closely at condition, layout and fit before narrowing your options.

  5. Offer and Negotiate

    Put forward terms and work through negotiation with the seller.

  6. Conditions / Due Diligence

    Complete inspections, financing and other conditions before firming up.

  7. Closing

    Finalize paperwork, funding and possession on closing day.

Financing

Start with the financial picture.

Before house-hunting begins, it helps to have a general sense of your budget, financing and the costs involved beyond the purchase price itself.

  • Budget
  • Mortgage pre-approval
  • Down payment
  • Closing-cost planning
Down Payments in Ontario
The Search

Finding the right fit takes more than scrolling listings.

The right home isn't just about square footage — it's about how a property fits the life you're planning around it.

  • Location
  • Property type
  • Condition
  • Layout
  • Future plans
  • Due diligence
Offers

From interest to offer.

Once you've found the right home, the offer stage brings together price, terms and timing — with room for negotiation and the conditions that protect your decision.

  • Offer terms
  • Negotiation
  • Conditions
  • Inspection & due diligence
  • Professional input
Closing

Plan for more than the purchase price.

Closing involves more than the purchase price — it helps to plan ahead for the additional costs that come with finalizing a purchase.

  • Land transfer tax
  • Legal fees
  • Adjustments
  • Inspection-related costs
  • Moving expenses
Closing Costs in Ontario
First-Time Buyers

Buying for the first time?

First-time buyers often have additional programs, financing considerations and questions worth exploring early in the process.

  • Program eligibility
  • Financing considerations
  • Transaction-cost planning
  • Process questions
First-Time Home Buyer Guide
Location

Still deciding where?

Explore Mississauga neighbourhoods and start narrowing the areas that fit the move you're planning.

Explore Neighbourhoods
Learn More

Go deeper with real estate resources.

Explore practical articles on closing costs, down payments, first-time buyer programs, offers and everyday real estate terminology.

  • Closing costs
  • Down payment
  • First-time buyers
  • Offers
  • Market terminology
Explore Resources
Buyer Guide

A practical overview before you make your move.

Get a straightforward guide to the buying process, major costs and decisions worth preparing for before you start making offers.

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Share the basics of the move you're considering so the conversation can start with the right context.

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Let's Talk

Ready to talk about your next move?

Whether you're buying, selling or simply weighing your options, start with a conversation.